Federal Regulator Ready to Reform CRA but Won’t Say If Discrimination Exists
6/25/2018 2:10:05 PM

By Charlene Crowell   When the Community Reinvestment Act (CRA) was enacted in 1977, urban disinvestment, redlining and blockbusting were widespread across the country. Credit was also tight in rural communities where the mortgage needs of rural residents were mostly served by smaller banks. In both types of communities, little oversight paid attention to fair lending. For communities of color, CRA was welcomed with hopes that banking and credit needs would be as fair as they were accessible. Clearly CRA was intended to address lending discrimination aimed at individuals and...

CFPB’s Acting Director Is Acting Up: Mulvaney Joins Payday Industry to Fight Regulation
6/13/2018 12:16:19 PM

By Charlene Crowell   Everyday American school children are taught about this country’s founding. Untold generations were taught that in a democracy, government is “of, by, and for the people”. Yet when it comes to consumer finance, some who serve in government seem to have forgotten whom they work for. Mulvaney, the illegally appointed Acting Director of the Consumer Financial Protection Bureau (CFPB) is a glaring example of one who appears to consistently relegate the financial concerns of America’s people in favor of businesses that harm instead...

Increased funding to school choice programs
6/13/2018 12:11:42 PM

By Dr. Elizabeth Primas   When the best educators in America traveled to Washington, D.C. for a series of events celebrating innovation in the classroom and to share best practices in K-12 education, they let officials at the Department of Education and the White House know exactly how they felt about the Trump Administration’s current push for school choice programs. According to edchoice.org, school choice programs allow, “public education funds to follow students to the schools or services that best fit their needs—whether that’s to a public school,...

Licking Cancer: U.S. Postal Stamp Helped Fund Key Breast Study
6/11/2018 1:50:07 PM

By Marilynn Marchione   CHICAGO—Countless breast cancer patients in the future will be spared millions of dollars of chemotherapy thanks in part to something that millions of Americans did that cost them just pennies: bought a postage stamp. Proceeds from the U.S. Postal Service's breast cancer stamp put researchers over the top when they were trying to get enough money to do the landmark study published on Sunday that showed genetic testing can reveal which women with early-stage breast cancer need chemo and which do not. “Finding the money to do this was...

California’s Chance to Lead for Poor Children
5/31/2018 6:54:24 PM

By Marian Wright Edelman   When I was a young civil rights lawyer for the NAACP Legal Defense Fund in Mississippi, I was called in 1967 to testify before Congress about the embattled Head Start program in Mississippi that was serving thousands of children after the state turned its federal funding down and community groups exercised their option to apply. But after defending the Child Development Group of Mississippi overseeing Head Start, for which I served as counsel, I added my urgent concern about the deep poverty and high levels of hunger in Mississippi. I asked the Senators...

California’s Chance to Lead for Poor Children
5/31/2018 6:44:19 PM

By Marian Wright Edelman   When I was a young civil rights lawyer for the NAACP Legal Defense Fund in Mississippi, I was called in 1967 to testify before Congress about the embattled Head Start program in Mississippi that was serving thousands of children after the state turned its federal funding down and community groups exercised their option to apply. But after defending the Child Development Group of Mississippi overseeing Head Start, for which I served as counsel, I added my urgent concern about the deep poverty and high levels of hunger in Mississippi. I asked the Senators...

Protecting Our Community during National Foster Care Month
5/31/2018 6:42:58 PM

By Congresswoman Karen Bass (D-Calif.)   In the late 1980s and early 1990s, our community was under a full-fledged attack. Crack was in our streets, it was in our schools, it was in our parks, it was in our playgrounds, and for some, it was in our homes. The epidemic wasn’t just affecting one part of the community; this impacted the entire community, leaving sons without fathers, daughters without mothers, and parents, ultimately, alone. But the carnage didn’t stop there. Policies enacted during the crack epidemic exacerbated the destruction. Children in South Los...

Graduation Is Just the First Hurdle
5/31/2018 6:41:40 PM

By Julianne Malveaux   Marvel’s “Black Panther,” Chadwick Boseman, graduated from Howard University with a bachelor’s degree in Fine Arts (BFA) in 2000.  On May 12, Boseman returned to his alma mater to address the Class of 2018, while receiving an honorary degree.  The Howard University graduation is one of more than 100 Historically Black College and University graduations and one of more than 4,000 general graduations across the country.  On May 5, White House Correspondent April Ryan, brought down the house at Bennett College in...

President and Congress Roll Back Anti-Discriminatory Auto Lending Guidance: What’s Next for Consumers?
5/31/2018 6:37:58 PM

By Charlene Crowell   Despite federal laws addressing discrimination in housing, credit, and more, President Donald Trump signed on May 21, a rollback of an anti-discrimination guidance affecting auto lending. The presidential signature also marked the first time that a policy that had been in effect for several years was reversed through a special, streamlined legislative process under the Congressional Review Act. The significance of this action will have national and rippling effects. Nationwide, auto loans represent the third highest category of consumer debt – behind...

Help Us Keep Dr. King’s Promise
5/24/2018 3:39:23 PM

By Marian Wright Edelman   “In a few weeks . . . we are coming to Washington in a Poor People’s Campaign. Yes, we are going to bring the tired, the poor, the huddled masses. We are going to bring those who have known long years of hurt and neglect. We are going to bring those who have come to feel that life is a long and desolate corridor with no exit signs. We are going to bring children and adults and old people, people who have never seen a doctor or a dentist in their lives. We are not coming to engage in any histrionic gesture. We are not coming to tear up...